A unique approach to insuring industrial risks

We have built up a unique structure in the field of industrial risks insurance advising. Your account executive defends your interests himself with the insurers and is your unique doorway into the whole structure of our group.

For over 30 years, we have been accompanying our clients on an international scale and are renowned for our expertise in this sector.
The stability of our team is proof of our efficiency in handling your insurance scheme all the way from start to finish.

Our specialization has enabled us to develop a very high degree of technicity in our approach, whether when drawing up contracts, doing risk prevention or handling claims.
Our experience in handling industrial risks enables us to provide unique service. By your side, we make up your contracts to measure and check that they are coherent with any other programmes in force.

In the event of a claim, we define together the settlement strategy and master the whole process in order to mobilise all the parties involved to suit your objectives.
Our position as leader in our specialities enables us to obtain for our clients the best conditions available on the insurance and reinsurance markets.

Our main fields of expertise

  • Property damage, business interruption, industrial risks
  • Products Liability
  • Loss of brand image, contamination and media attack
  • Motor car insurance for large “fleets”
  • Fraud and embezzlement cover
  • Directors’ and Officers’ Liability

A few examples of BESSÉ’s specialisation

  • The heavy industry: Steelworks, Metalworks, Foundries, Cementworks
  • Large industrial branches: Car industry, Railways, Aviation, etc
  • Energy and the environment
  • Building materials

Our Methods

BESSÉ's mastery of industrial risks is the direct result of its operating philosophy:

  • Experienced specialists in each profession carry out a thorough analysis of the risks
  • An insurance programme is set up based on this risk analysis and the strategy required by the client
  • A programme of preventive measures and risk management is drawn up by specialists in each profession
  • The programme designed by us is negotiated on behalf of the client with the various insurance and reinsurance companies
  • Great involvement throughout the claims-handling process
  • Azerbaidjan Baku

    Waste-to-energy plant

    We have set up a comprehensive insurance programme to cover a waste incineration and electricity production plant, which includes cover during construction through an Erection All Risks policy coupled with cover for property damage during operation over a period of 25 years.

  • India Andhra Pradesh/Karnataka

    Industrial risks / Cementworks

    We have set up an insurance scheme covering the construction of a cement factory with a capacity of 2.5 million tons, including risks during operation and commissioning. We have also set up cover for operational risks for a 2nd cement factory with a capacity of 5.5 million tons.


Easy to use and highly accessible, BC CAR LINE means you can handle the insurance for your motorcar fleet yourself, i.e. you can report your losses, issue “green cards” whenever necessary, handle vehicle movements direct and oversee your contracts and loss ratio in perfect transparency.
BC CAR LINE: efficient and dynamic access which in no way detracts from the contact you have with your account executive: www.bccarline.fr


BC Cargo OnLine, a doorway which enables industrialists to handle their international risks: handling their insurance certificates, policies, claims, loss records...: www.bccargoonline.fr



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Jean-Philippe Pagès

Head of the Industrial Risks Division


Handling claims is at the very heart of our profession, for it is when a loss arises that the coverage set up must prove how efficient it is.

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A unique approach to insuring industrial risks